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Reporting and Analysis

Ask Xero JAX for Profit Trends, Cash Flow and Benchmarks

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What the source describes

Xero Central describes JAX (Just Ask Xero) as a generative AI finance partner that answers questions about a business's financials and about using Xero. With Analytics, JAX can find trends, create cash flow projections, and benchmark the business against similar businesses in its industry. Its feature table lists financial insights such as revenue or profit trends, past and projected cash flow position, and industry comparisons. JAX is in beta, needs the admin or standard user role, and its features depend on the Xero pricing plan.

Result or outcome

According to the source, JAX provides insights that help users understand how their business is performing, including trend analysis, cash flow projections and industry benchmarking drawn from their Xero data.

How to run it

  1. Confirm you have the admin or standard user role and that the client's Xero plan includes JAX (beta) and Analytics, which are needed for trends, projections and benchmarks.
  2. Finish bank reconciliation and coding for the period so JAX answers from complete data.
  3. Open JAX (the chat window on the right in Xero web, or in the Xero Accounting app) and ask the prompt questions one at a time.
  4. With Analytics, ask JAX for a cash flow projection and an industry benchmark comparison.
  5. Check the answers against the standard Profit and Loss and bank reports before you use them in monthly review notes.

Try it yourself

Copyable prompt

Using my Xero data for [business name], answer the following and show results as a short table plus two sentences of explanation each: 1) What is my gross profit trend by month for the last [12] months, and which months stand out? 2) How has my cash position changed over the last [3] months, and what were the largest inflows and outflows? 3) Why is my net profit for [period] different from the change in my bank balance? 4) How does last quarter compare with the same quarter last year for revenue and operating expenses? 5) How do my margins compare with similar businesses in [industry]? Flag anything that looks like a coding or reconciliation issue rather than a real business change.

Replace the [bracketed] placeholders. Remove client names, account numbers, and personal data before pasting into any AI tool.

What to review

Compare JAX's trend and cash figures with Xero's standard Profit and Loss and bank reports for the same dates before sharing them. JAX is in beta and its features depend on the Xero pricing plan, so confirm what the client's plan includes before promising this analysis. Cash flow projections and industry benchmarks are estimates; check the assumptions and whether the comparison group fits the client.

Related free download: 50 AI Prompts for Bookkeepers (Prompt pack (PDF))

Source: Xero Central

Not professional advice. This is general information, not accounting, tax, legal or financial advice. Check AI output yourself and consult a licensed professional for your situation. See our Terms of Use.

This entry summarizes a public source. Features, plans, and availability change, so confirm details with the vendor. Tool names are trademarks of their respective owners.

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